Auto / Home Insurance


Auto & Home Insurance

Do you have a hard to insure driver?

We specialize in helping hard to insure drivers get back on the road with the coverage they need. With some specific information from you we can get the best price and coverage available. Our company has access to several premier auto insurers that can help with insuring young drivers as well as people with accidents on their record.

Extra’s are included with our policies

Click the button below to get details about the extras you can get with some of our policies at no extra cost. This is all part of providing you and your family with the best possible protection at the best possible price. Call or reach out using the form at the bottom of this page today for more information. Remember, We have simple answers to your insurance questions.

Do you have a hard to insure driver?

We specialize in helping hard to insure drivers get back on the road with the coverage they need. We just need some specific information so we can get the best price and coverage available for you. We have access to several premier auto insurers that can help with insuring young drivers as well as people with accidents on their record.

Answering life’s toughest insurance questions

A home is often your largest investment

Most people who have a home have home owners insurance to protect the structural integrity of their home against builders defects or accidents. But these policies don’t typically cover equipment inside of the home. Have you ever thought of what the cost will be to replace your home air conditioner or water heater? What about your refrigerator or washing machine? These can be big ticket items and as we know these situations occur often when it is least convenient.

An equipment coverage policy provides peace of mind at a low annual cost that is separate from your home owners policy. Click the button below for more info. If you have more questions about your specific situation don’t hesitate to call or email Floyd Montgomery, your licensed insurance expert, to get answers specific to your situation.


Answering life’s toughest insurance questions

A home is often your largest investment

Most people who have a home have home owners insurance to protect the structural integrity of their home against builders defects or accidents. But these policies don’t typically cover equipment inside of the home. Have you ever thought of what the cost will be to replace your home air conditioner or water heater? What about your refrigerator or washing machine? These can be big ticket items and as we know these situations occur often when it is least convenient.

An equipment coverage policy provides peace of mind at a low annual cost that is separate from your home owners policy. Click the button below for more info. If you have more questions about your specific situation don’t hesitate to call or email Floyd Montgomery, your licensed insurance expert, to get answers specific to your situation.


Need Simple Answers? Ask Floyd

Your licensed insurance expert is here to answer your specific questions

Need Simple Answers? Ask Floyd

Your licensed insurance expert is here to answer your specific questions

Floyd Montgomery

30 years experience 706-589-0193 Floyd@simpleanswersbyfloyd.com