Disability Insurance > Insurance Answers Simply

Disability Insurance

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More than 375,000 Americans become totally disabled every year

You work hard to support your family and have made scarifies to not only provide for them but to create a strategy to see you through the end of your working days. Most people don’t like to think about it but imagine now that something completely out of your control derails those well made plans and creates fragility in your long term goals. With that in mind have you been thinking about disability insurance? With disability insurance you won’t have to cut into your savings to pay for everyday bills like your mortgage, groceries, gas, car insurance.

What counts as a disability?
Will this pay for my health insurance if I become disabled?
How long will I receive benefits?
Will I have to continue paying premiums if I become disabled?
Do I have to have health insurance already to qualify?

More than 375,000 Americans become totally disabled every year

You work hard to support your family and have made scarifies to not only provide for them but to create a strategy to see you through the end of your working days. Most people don’t like to think about it but imagine now that something completely out of your control derails those well made plans and creates fragility in your long term goals. With that in mind have you been thinking about disability insurance? With disability insurance you won’t have to cut into your savings to pay for everyday bills like your mortgage, groceries, gas, car insurance.

How much coverage do I need?

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An experienced Insurance Professional knows answers to tough questions like:

What counts as a work disability?
Did I have to be injured at work?
How long will the benefits last?
What am I allowed to use the money for?
Do I still have to pay the premium in the event of a claim?
Do I have to have health insurance?
Can I extend or amend an existing coverage plan?

How much coverage do I need?

An experienced Insurance Professional knows answers to tough questions

Coverage Options

We offer a quick free option to get a quote from a provider that specializes in disability insurance. There still can be many options and you may want help understanding the coverage options after you get a quote. As always, if you need help with any type of insurance be sure to ‘Ask Floyd’ below for simple answers.